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From one of our insurance experts
It’s easy — just answer a few questions, and we’ll take care of the rest.
So lets say you are heading into work…and you are running late. You don’t slow down in time and rear end a BMW. The driver of the BMW is the local dentist. The injuries she has incurred will not allow her to work for the next year. Do you have the right coverage to protect your financial well-being? You need to be protected properly. With all the companies we at Basin Insurance of Post Falls can provide, you can be sure that we will help find the best auto insurance coverage and price for your peace of mind. We will take more than 15 minutes to help protect your future. The main coverage’s eligible for auto insurance are:
Bodily Injury Liability:
This provides medical coverage to people you injure in an auto accident.
Property Damage Liability:
Covers property damage to car, house, and fence. Whatever is property.
Uninsured/Underinsured Motorist:
Very important coverage now a days. This will provide protection against medical injuries due to the motorist that does not have insurance.” You can also purchase coverage insurance to protect your vehicle as well.
Medical:
Regardless of at fault of the accident, this can provide coverage for incurred medical injuries.
Collision:
Provides coverage to your vehicle if you are at fault of an accident.
Comprehensive:
Provides physical damage coverage to your vehicle other than an at fault accident, like striking an animal, vandalism, fire or theft coverage.
Rental Reimbursement Coverage:
You only have one vehicle and you are at fault of an accident. It will take 2 weeks to repair the vehicle. Rental reimbursement coverage will provide a dollar value per day to go towards renting a vehicle until your car is fixed.
Roadside Assistance:
Car breaks down, flat tire, lock your keys in your car? Roadside assistance will help.